What You Need to Know About Workers’ Compensation

Getting hurt on the job

Did you know that, according to the Occupational Safety and Health Administration (OSHA), 4,609 U.S. men and women perished on the job just two years ago, in 2011? That breaks down to as many as 13 workers per day. Injuries at work do happen, and much more often than anyone would like to think. Fair compensation starts with a level head, and knowing answers to important questions like, what happens if I get hurt at work?

Know the First Steps

As many as 25,000 workers trip, slip, and fall every day, according to the National Security Council. Even so, trips, slips, and falls make up only 15% of all work-related injuries. Workers are much more likely to sustain back injuries while lifting. Your particular injury may or may not be important. Following some basic tips, however, is always advisable. What are these tips?

  • Always Report Injuries. Do not wait to file your claim. Report injuries right away, or as soon as you possibly can.
  • Keep a Paper Trail. Keeping a paper trail is becoming increasingly difficult. Ask for a copy of your initial report, and keep any medical bills (and other relevant documents) during your treatment and recovery. If all else fails, request a digital copy with an official letterhead, print it out, and keep it with your other records.
  • Contact Workers Compensation Attorneys. Work-related injuries can be messy. Avoid going it alone, and contact a lawyer for legal console and advice ASAP.

What Can You Expect From Workers’ Compensation Payments?

After hiring a lawyer and going through the legal process, what can you expect from workers’ compensation payments? There is no easy rule for workers’ compensation. Payments vary by person, injury, and case. A good deal of payments are, however, made weekly, and workers compensation payments may account for loss of wages, past, present, and future, as well. Having a lawyer at your side is smart, especially given that disability caps and actual payout of workers’ compensation may differ. Workers receiving benefits should know, too, that it is an employer’s responsibility to keep track of your healing process. Eighty-six percent of companies do, however, have some kind of return to work program in place.

Know the answers to difficult questions like, what happens if I get hurt at work? Report injuries quickly, keep accurate and easily traceable records, and talk to a lawyer about receiving workers’ compensation. To see more, read this.

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